Lesson 4

This uses one of my patterns for the matte, another for the frame, plus the pinto pattern on the frame in Multiply mode.
Cropped to Rule of Thirds, before (left) then after (right)
Cropped to Rule of Thirds in both horizontal & vertical
Soft Focus, before (left) and after (right). However, I used the Overlay mode on the blurred mode to give it a kind of glowing effect. Comments are invited.